A phased approach for all your financial needs... from residency to retirement.
Physicians, we know what keeps you up at night. From managing debt and protecting income early in your career to optimizing investments and planning for retirement mid career, to transitioning assets and optimizing estate tax strategies later in your career...we’ve got you covered every phase of the way.
Early Career
You’ve worked hard to get through medical school and establish your career in medicine. You’re starting to build wealth and financial security for you and your family. However, financial unknowns keep you up at night:
- How should I structure and pay down debt incurred from medical school?
- How can I get the most from the sponsored 403(b), 401(a), and 401(k) plans available to me?
- Do I need disability insurance to protect my income? What kind and how much?
- How much should I be saving vs. investing?
- What types of investments are right for me?
Don’t worry - we’ve got you covered.
Mid Career
You’ve built a successful career with a healthy, growing practice. You’re renowned in your field. However, you have a demanding schedule and unique financial planning needs. Financial unknowns keep you up at night:
- In these high-income earning years, am I doing everything possible to minimize taxes?
- Given my specialty, am I adequately covered by the right disability and life insurance?
- What investment opportunities should I consider based on my risk tolerance and growth objectives?
- In running my private practice, how can I attract, reward, and retain talented team members?
Don’t worry - we’ve got you covered.
Excellence implies striving for the highest standards in every phase of life.
Later Career
You’ve invested your medical career in helping others. Now you’re starting to think about your own next phase in life. Retiring from your practice is top of mind. However, financial unknowns keep you up at night:
- What is the best exit strategy for my private practice? Should I stay on for a period of time?
- Should I consider long term care insurance in retirement? What options are available?
- At what age can I retire? Should my spouse and I retire at the same time?
- What income streams will fund our retirement?
- Will this be enough to maintain our current lifestyle throughout retirement?
Don’t worry - we’ve got you covered.
In Retirement
Now that you’ve officially hung up your white coat, you get to spend more time doing the things you love...with the people and organizations you love. However, financial unknowns keep you up at night:
- Does our estate plan fully align with our intentions?
- Should we start taking social security?
- What is the most tax-efficient way to transfer wealth to our kids and grandkids?
- How can we create a financial legacy for the organizations we’re passionate about?
Don’t worry- we’ve got you covered.
Welcome to Phase Financial
The testimonials presented may not be representative of the experience of other clients and are not a guarantee of future performance or success.